Four Tips on How to Avoid...

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The Sick Baby Scam

This hoax is particularly disturbing and lures you in by feeling sorry for a sick or ill child.

1. If you see a picture of an ill baby or child with a caption that reads, “Little Jimmy has cancer” - Click on link to donate $1, it may actually be a hoax.
2. Do not donate money unless you know the person and never use your bank card. The money isn’t going to help a young child – it’s going to a con artist.
3. Never share these photos. If you do you are playing right into the hoaxer’s hands and passing false information on to all of your friends.
4. Avoid commenting on the photos. Even if you know the photo is a hoax a comment can make the post appear on the tickers of your friends and can help spread the photo.
By being aware and alerting friends of this scam you can help to eliminate this unfortunate hoax.

The Credit Card Banking Scam

Here’s some tips on how to avoid this credit card scam that tricks you into logging onto a fake site.

1. Emails regarding your Credit Card account such as “Act Now” or your account will be deactivated or “Security breach on your account” are all on-line email scams.
2. Be certain emails with links sent about your Credit Card account do in fact take you to their official website – any other site is a phony site.
3. Email correspondence beginning with “Dear valued customer” is a common way scammers lure you in to opening the email.
4. If you’ve entered your credit card information before realizing it was a fake scam, you should immediately go to your credit card’s official site, log in and change password.
Credit Cards are a great payment system but the system is abused by unethical people. You can avoid on-line fraud situations by using these tips along with being made aware and using good judgment.

The Hijacked Profile Scam

Thanks to social networking sites, you can connect with friends but you can also connect with cybercriminals.

1. Be wary of someone on social network that says they are a long lost friend then tries to find out personal information about yourself.
2. If a complete stranger says they have a business venture they would like you to look at and to click on link – do not fall prey to this scam.
3. Be careful who you accept as a friend. The hacker could have set up a phony social network account and may offer you a free gift. This is a known hoax.
4. Never, ever give out your social network username or password to anyone.
Get a good anti-virus program, keep it up to date, and scan often. Be careful of the friends that you allow to play with your computer as well. Sometimes, hackers are people you know.

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